Electronic Services

We all like convenience, that's why Bank of McCreary County is proud to offer a host of electronic services to help make your life easier. With twenty four hour account access from almost anywhere in the world you can stay connected no matter what your situation. With a phone, internet connection, or an e-mail address you can get access to almost all of your financial information quickly and easily.

24hr Telephone Banker (606) 376-3048

Our telephone banker allows you access to your checking or loans or savings account 24 hours a day, seven days a week simply with a touch tone telephone and your Personal Identification Number (PIN).

• Deposit Information
• Loan Information
• Transfer Funds
• Make Loan Payments
• Learn CD interest rates and other bank information
• Verify Funds
• Change your Access Code (PIN number)

ATMs

Twenty-four hour banking is at your fingertips with Bank of McCreary County's automatic teller machines, conveniently located at our Main Office, 47 South Main St., Whitley City, KY, our North Branch location, and our Pine Knot Branch, North Hwy 27, Pine Knot, KY. We also have an additional four ATM locations in Tennessee at each First Trust & Savings Bank office. We are affiliated with the STAR and CIRRUS ATM Networks, which allows you to access your account right here at home and at thousands of locations worldwide. As a customer of Bank of McCreary County, you are not charged for using any Bank of McCreary County or First Trust & Savings Bank ATM.

Online Banking - now with FinanceWorks!

Our Online branch never closes! With Online Banking you can do your banking at your convenience, 24 hours a day, 7 days a week from anywhere with computer and Internet access.

• NEW! - FinanceWorks
  • Track your spending
  • Create budgets
  • View your other accounts at over 5000+ instituions
  • and much more!
• NEW! - View check images by clicking the check number.
• Verify deposits, withdrawals and balances.
• Transfer funds between your accounts.
• Make Bank of McCreary County loan payments.
• Review your Bank of McCreary County credit card activity.
• Pay your bills online.*
• Set personal preferences and more.
• Online Banking Login

Electronic Bill Pay

No more writing checks and licking stamps! With our Online Bill Pay service you can pay your bills* from your computer 24 hours a day, seven days a week. Schedule single payments up to one year in advance, or schedule variable and recurring payments. Review pending payments and have access to full payment history.

You can also receive bills electronically from a growing list of leading merchants. After you view the bill you can authorize payment with just a few clicks of the mouse, and then store the bill for future reference.

To sign up, login to Online Banking, click on Payment Manager, and fill out the application. You can even try it FREE for 90 days!

Please note you must be an active Online Banking customer with a checking account to enroll for Online Bill Pay.

e-Statements

Why wait for your statement to arrive in the mail, when you can receive your monthly account statement electronically? When you enroll for Bank of McCreary County's e-Statement service we will email your account statement directly to you.

• View, print, or save your statements right from your computer.
• Receive your statements faster (next business day after your statement cycle date)
• FREE Online Bill Pay* for all customers with e-Statements!
• Send each account statement to up to three e-mail addresses.

View e-Statements FAQ.

Click here to download an application.

*Upon Approval

EFT Disclosure